351 Hiland DR, Panama City, FL 32404
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351 Hiland DR, Panama City, FL 32404
351 Hiland DR, Panama City, FL 32404
351 Hiland DR, Panama City, FL 32404
351 Hiland DR, Panama City, FL 32404
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$ 425,000
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351 Hiland DR Panama City, FL 32404

3 Beds

3 Baths

2,152 SqFt


UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,152 sqft

Price per Sqft $197

Subdivision Hiland Hills

MLS Listing ID 795073

Style Traditional

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Year Built 1999

Annual Tax Amount $1,616

Tax Year 2025

Lot Size 0.520 Acres

Acres 0.52

Property Sub-Type Single Family Residence

Property Description

ASSUMABLE 5.625% VA LOAN!
Welcome to 351 Hiland Drive in Panama City, a freshly painted, all-brick home that offers space, flexibility, and a rare financing opportunity in today's market. Qualified buyers have the chance to assume the existing 5.625% VA loan, which could mean significant savings compared to current interest rates. Ask your agent for details on eligibility and the assumption process.

An inviting front porch welcomes you to the home, setting a warm tone from the moment you arrive. Inside, you'll find three bedrooms and two bathrooms, along with a flexible bonus space that adapts to the way you live. Use it as a home office, playroom, hobby room, workout area, or additional living space, and change it as your needs change. The classic all-brick exterior and fresh paint give the home a clean, move-in-ready feel.

Outside, the property sits on approximately half an acre in a quiet cul-de-sac, giving you room to spread out. Whether you dream of outdoor projects, a vegetable garden, keeping chickens, or building a homestead-style setup, this lot offers the space to explore those possibilities (subject to local regulations). Two storage sheds provide convenient space for tools, lawn equipment, and other belongings, keeping everything organized and out of the way.

The large driveway offers ample parking for family, friends, and guests. The home is served by private well water and a septic system, offering independence from municipal utilities.

The location is just as practical as the property. You'll be close to Lynn Haven, Panama City, and Tyndall Air Force Base, making errands, dining, shopping, and commuting easy. Panama City Beach is approximately 25 minutes away, so beach days are never out of reach.

Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive!


***VA LOAN ASSUMPTION:** Existing VA loan may be assumable by a qualified buyer, subject to lender/servicer approval and the buyer meeting all applicable VA and lender credit, income, and underwriting requirements. Assumption is not guaranteed. Buyer to independently verify eligibility, terms, balance, interest rate, and all requirements directly with the loan servicer/lender. Seller and listing broker make no representation or warranty regarding buyer qualification or approval of the loan assumption.

Location

State FL

County Bay

Area 02 - Bay County - Central

Interior

Fireplace No

Exterior

Garage Spaces 2.0

Garage Description 2.0

Private Pool No

Building

Architectural Style Traditional

New Construction No

Schools

Elementary Schools Deer Point

Middle Schools Merritt Brown

High Schools Mosley

Others

Restrictions No Short Term Rentals

Tax ID 11514-321-000


Listed by Beachy Beach Real Estate
Debbie Kirkland

Debbie Kirkland

Broker License ID: BK3052075

+1(850) 212-0440

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351 Hiland DR